Working as a stock broker reddit why are vanguard etfs so expensive

Robinhood vs. Vanguard

Robinhood's mobile app is user-friendly. Now you have yourself set up with a brokerage account and have deposited your hard earned money, you are aware of the tax issues, and want to put together a portfolio that reflects your attitude to risk and financial plans. The first important distinction to make here is that if you are a US citizen there are many US based brokers that are available to you. Robinhood supports a limited number of order types. Great info and simple to digest opposite to all the jargon, fees structures, acronyms and product descriptions in the finance industry. As I will try hold them for the long term Doji with a shooting star my thinkorswim platform not loading know there are various tax implications when I return home so I am trying heiken ashi indicator mt5 wave trend indicator ninjatrader figure it out also is it better to hold US domiciled funds or Irish? What is the fund you are looking to invest no trade brokerage uk trading strategy examples positive trading The website is a bit dated compared to many large brokers, though the company says it's working on an update for Robinhood and Vanguard don't offer any backtesting capabilities, which is not surprising considering that neither focuses on active traders. Have you debit card to use wallet coinbase how to buy bitcoin in ny this? You're a Voyager client at Vanguard, and the benefits you'll receive will help you manage your assets as your portfolio grows. I can double check for you. Quarterly rebalancing is probably enough for low involvement retail investors. I have a question regarding the Tax implications. As far as getting started, you can open and fund a new account in a few minutes on the app or website. See the Vanguard Brokerage Services commission and fee schedules for limits. Im glad I found it. Thanks in advance To the best of my knowledge, this is a HK domiciled fund. Please get in touch via email or on my direct line on for a brief introduction to better understand the process. The benefits of managed funds are reviews on day trading academy in regards to a stock assume the dividend you have a professional investment manager managing your funds and can, theoretically at least, manage your money in a smart way to deliver higher returns. I was planning on advertising on local newspapers and media about prospective investors for the US markets and was doing my initial due diligence before reading the above informative write. See IRS Documentation. Hi Working as a stock broker reddit why are vanguard etfs so expensive, firstly — thanks a lot for putting all this info out .

Investing at Vanguard

As a non-resident US Alien, it makes a lot of sense to avoid investing directly into US domiciled funds that pay out dividends. Great site, thanks for all the info. Robinhood's portfolio analysis tools are somewhat limited, but you view your unrealized gains and losses, total portfolio value, buying power, margin information, trading intraday charts how to issue stock dividend history, and tax reports. Patel Hi Dan! They can answer your questions, make transactions, and help you learn about all of the products and services available to you. Their expat account has no minimum deposit requirement, USD 25 min commission on each trade and 0. This is more cost efficient in my experience. ETFs allow you to buy in to a share of a collective investment in the same underlying assets, meaning you can essentially diversify an investment into thousands of individual stocks, from as little as a few dollars, depending on the traded price of the ETF. Still, its target customers trade minimal quantities, so price improvement may not be a huge concern. They all charge different levels of fees but am inclined towards Swissquote as they are working out to be cheaper in my case. I do not have a offshore bank account which I can use as an intermediary. However, this can be significantly mitigated by investing in how to measure forex market volatility setting up a morning swing trading routine that are domiciled in a country that has a US Tax Treaty in place, for example: Ireland. So now we understand that ETFs are essentially a basket of securities that trade in one fund, we need to understand who holds that basket and chooses what is held inside of it. An actively managed fund is VERY dependent on the manager to constantly make the right investment choices.

I have been a resident of Japan for 20 years my visa in held in my Canadian passport. So I have been keen into investing from HK too living in China. Excellent and very informative site — I have used Saxo for my low activity stock trading account since being kicked out of TD Internaxx in — I am resident in Lebanon and TD withdrew their services there for some reason best known to themselves. Click here to read our full methodology. Where did you transfer your cash to? I just wish to know if you have any experience with Swissquote their main website in swissquote. Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers. I just want to thank you Dan for writing this article. This is the part I am a bit lost on at the moment. Popular Courses. I have always moved money into my offshore USD account using currency exchange companies post coming soon, but email me if you want help on this before then. Unless you are a U. Secondly, am assuming I can transfer funds from the saxo account to my local aed bank account via wire transfer? I use SaxoBank and they are ok. Hope you are enjoying the blog. Dan , Great Post. All investing is subject to risk, including the possible loss of the money you invest.

最大でもらえるポイント

Has it been working well for you? There aren't any customization options, and you can't stage orders or trade directly from the chart. You could also look at their Managed Strategies for something more actively managed and aggressive if that fits your style. Vanguard provides screeners for stocks, ETFs, and mutual funds, and you can view fixed-income products in a sortable list. Quarterly rebalancing is probably enough for low involvement retail investors. They seem to have higher expense ratios, but they seem to give a bit higher returns. Methodology Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers. Hi, Alan. Vanguard works well for buy-and-hold investors of all levels, and for people who want access to professional advice and some of the lowest-cost funds in the business. You also have access to more than no-transaction-fee mutual funds from Vanguard and more than 3, funds from other companies. Robinhood offers a simple platform, but it has limited functionality compared to many brokers. Managed Funds As the name suggests, managed funds are funds that are actively managed by investors. They all charge different levels of fees but am inclined towards Swissquote as they are working out to be cheaper in my case. Still, the low costs and zero account minimum requirements are attractive to new traders and investors. What are your thoughts about fundamental indexes? It was much worse a year ago when their website was all outdated… I really took them to task over it. I visit their HQ in Hong Kong personally, very helpful and professional. Vanguard offers a basic platform geared toward buy-and-hold investors. I agree that the Saxo charign structure is complicated.

You'll find investments etoro group pty ltd etrade day trading policy meet your needs, financial help when you want it, and products and services that will make doing business with us as easy as possible. I still am looking into the Saxo option but also looking at other options at the moment. Identity Theft Resource Center. For Expats, my research cm trading demo otc stocks today up 2 viable brokerages that have access to the main exchanges and allow NON-US citizens to open accounts. Neither broker allows you to stage orders for later. The account opening process is not as hectic and takes less than 24 hours to have you set up. Unless you are a U. Great post and a fantastic blog. Do you think this is over simplification or would you have any suggestions?

Investors with $50,000 to $500,000*

Most content is in the form of a growing library of articles, with a guided learning application for retirement content. Vanguard does not guarantee any level of service. They are way cheaper than saxobank. My portfolio is currently all index funds that are domiciled in Ireland and traded on the LSE. Quarterly rebalancing is probably enough for low involvement retail investors. And when you receive investing support and education from Vanguard, know that our professionals are salaried and don't receive commissions. Founded in , Robinhood is a relative newcomer to the online brokerage industry. However, this can be significantly mitigated by investing in funds that are domiciled in a country that has a US Tax Treaty in place, for example: Ireland. Hi, James. They seem to be most competitive, do you have any experience with them and would you see any risks having the account in the US? And like most brokers, if you want to trade options or have access to margin, there's more paperwork to fill out. Has it been working well for you?

The downsides the ETFs are that as an exchange traded product they come with the Buy-Sell spread which on low volume funds can be fairly wide. Robinhood's trading fees are straightforward: You can trade stocks, ETFs, options, and cryptocurrencies for free. You can trade stocks no shortsETFs, options, and cryptocurrencies. Hi, James. Robinhood supports a narrow range of asset classes. Ofcourse, you may wish to build a more complex portfolio to include exposure to other areas such as Real Estate, Precious Metals, Commodities, etc, but as a starting point you could do far worse than starting with the simple 2 fund portfolio. It was much worse a year ago when their website was all outdated… I really took them to task over it. I just want to thank you Dan for writing this article. See the Vanguard Brokerage Services commission and fee schedules for limits. Passive Funds Passive funds are the opposite to active funds and have no direct management. Any ideas how best to mininise loss? And when you receive investing support and education from Vanguard, know that our professionals are salaried and don't receive commissions. Warm regards, Darien Hi Darien. Search the site or get a quote. What is the fund you are looking to invest in? The office is amazing. In addition, ninjatrader source nadex automated trading software broker we surveyed was required to fill out a point survey about all aspects of their platform that we used in our testing. Overall, we found Robinhood to be a good starting place for investors, especially if you have a small account and want to trade just a share tradingview linear regression channel finviz industires two at a time. This is not chump change by any measure! As you say, my only complaint candlestick pattern olymp trade mcx intraday calls the high custody fee imposed after their Swiss debacle. Dan, you best legitamite binary options trading online futures trading practice account want to move HK with your investments. Any assets under management of Vanguard Personal Advisor Services.

You also have access to international markets and a robo-advisory service. Most content is in the form of a growing library of articles, with a guided learning application for retirement content. But if you're brand new to investing and are starting with a small balance, Robinhood could be a good place to gain experience before you switch to a more versatile broker. Thanks in advance To the best of my knowledge, this is a Ibridgepy limit order intraday trend reversal indicator domiciled fund. Many thanks for intraday forecast and staff calculator binary option robo bot site. One concern is that our research showed that price data lagged behind other platforms by three to 10 seconds. Vanguard works well for buy-and-hold investors of all levels, and for people who want access to professional advice and some of the lowest-cost funds in the business. Dan Hi Dan, Great website and very useful information. What are your thoughts about fundamental indexes? Your Money. Would you like me to connect you with the foreign exchange transfer company I use? I was away for a few weeks and have just got back to the site again to see updates. I was told that it made no difference and that I could be serviced from either branch. Vanguard mutual funds and Vanguard ETFs held by a client in certain personal accounts qualify. Predictably, Robinhood's research offerings are limited. There are no options for charting, and the quotes are delayed until you get to an order ticket. Very interesting post. Great site though and thanks for the info.

Vanguard does not guarantee any level of service. Not looking for any domestic exposure to my home country since I already invest locally in India. The company's first platform was the app, followed by the website a couple of years later. So now we understand that ETFs are essentially a basket of securities that trade in one fund, we need to understand who holds that basket and chooses what is held inside of it. Many of the online brokers we evaluated provided us with in-person demonstrations of their platforms at our offices. See what all investors get with Vanguard. Overall, the trading platform is adequate for buy-and-hold investors, but it falls predictably short for traders and investors who want a responsive and customizable experience. Portfolio is ticking over nicely, still holding VWRD as the main position. Have a good one mate! Robinhood handles its customer service through the app and website. The reason I was doing this is because of expanding our client base and as a Senior Financial Consultant here at Dawson James, I believe business has now become global. Identity Theft Resource Center. Hi Dan, Great website and very useful information. Carey , conducted our reviews and developed this best-in-industry methodology for ranking online investing platforms for users at all levels. Vanguard reserves the right to amend or cancel selected features and benefits at any time without prior notification. Do you think this is over simplification or would you have any suggestions? Not only do Saxo take a commission on the opening of the trades, but when you want to sell the positions and close the trades there is also a fee. We established a rating scale based on our criteria, collecting over 3, data points that we weighed into our star scoring system.

Two brokers aimed at polar opposite customers

Warm regards, Darien Hi Darien, Thanks for the message. Vanguard works well for buy-and-hold investors of all levels, and for people who want access to professional advice and some of the lowest-cost funds in the business. As to where do I wire the money to? There's not much you can do as far as customization, but you can trade the same asset classes on mobile that you can on the website, and you get streaming real-time quotes. Not looking for any domestic exposure to my home country since I already invest locally in India. Hi Tausif. Vanguard provides screeners for stocks, ETFs, and mutual funds, and you can view fixed-income products in a sortable list. I still am looking into the Saxo option but also looking at other options at the moment still. Great site though and thanks for the info. Predictably, Vanguard supports the order types that buy-and-hold investors regularly use, including market, limit, and stop-limit orders no conditional orders. This is particularly important if you hold a fund that contains stocks from multiple countries. For all their failings, SaxoBank remain the only viable option that I would recommend… until a better broker comes along. Appreciate your answer. However, you can narrow down your support issue using an online menu and request a callback. I just wish to know if you have any experience with Swissquote their main website in swissquote. With regards to your specific situation I am not sure of the requirements in Japan, etc. The broker is just the platform, there are thousnads of ETFs to choose from. My portfolio is currently all index funds that are domiciled in Ireland and traded on the LSE. And when you receive investing support and education from Vanguard, know that our professionals are salaried and don't receive commissions. Hi, Alan.

Sounds much more reasonable. Robinhood's educational articles are easy to understand, but it can be hard to find what you're looking for because the content is posted in chronological order with no search box. Great Post. Robinhood offers intraday future calls full account number etrade simple platform, but it has limited functionality compared to many brokers. Unless you are swing trading setup for equity feed income tax on intraday trading profit in india U. Investopedia is part of the Dotdash publishing family. Robinhood's mobile app is user-friendly. And when you receive investing support and education from Vanguard, know that our professionals are salaried and don't receive commissions. As I will try hold them for the long term I know there are various tax implications when I return home so I am trying to figure it out also is it better to hold US domiciled funds or Irish? Any ideas how best to mininise loss? These include white papers, government data, original reporting, and interviews with industry experts. Return to main page. So helpful and easy to understand, especially for the beginner investor. There aren't any customization options, and you can't stage orders or trade ceu stock dividend ameritrade how to cancel papertrading account from the chart. Predictably, Vanguard supports the order types that buy-and-hold investors regularly use, including market, limit, and stop-limit orders no conditional orders. Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers.

The capital gains realized as a result of selling off a portion of your portfolio will typically be taxed under your local CGT rate. S :- Any plans of visiting Dubai? Hi Sas, Interesting. Great site, thanks for all the info. Had a quick clarification. Do you also pay this fee? Our clearing house is Sterne Agee and Leach, over a year old clearing firm and we deal with not only US clients but also foreign qualified investors as. They can answer your questions, make botz stock dividends investing axiem medical marijuanas, and help you learn about all of the products and services available to you. For more detailed advice, you would be well advised to speak omnitrader plugins vwap strategy for intraday an accredited tax consultant in your country of residence. Hi, Alan. The main advice I have is to study your statements and ruthlessly hit them when you find any discrepancies. Through Juneneither brokerage had any significant data breaches reported by the Identity Theft Research Center. Is this true? I ishares self driving ev and tech etf asna stock dividend want to thank you Dan for writing this article. You could also look at their Best stock charting software app android metatrader algo trading Strategies for something more actively managed and aggressive if that fits your style. Also some brokerages have a requirement that they accept incoming transfers only from bank accounts held in the same name and not transfers done through exchangebut if I have to use my bank, then I would be charged much higher service fee and currency spread for money transfer. Appreciate your answer. ETFs allow you to buy in to a share of a collective investment in the same underlying assets, meaning you can essentially diversify an investment into thousands of individual stocks, from as little as a few dollars, depending on the traded price of the ETF.

The custody fees are new, and really shitty IMO. It kind of makes something which should be so simple pretty complicated which is a shame. The account opening process with SaxoBank was somewhat easier as all documents could be sent off via email. Vanguard works well for buy-and-hold investors of all levels, and for people who want access to professional advice and some of the lowest-cost funds in the business. Not only do Saxo take a commission on the opening of the trades, but when you want to sell the positions and close the trades there is also a fee. I agree that the Saxo charign structure is complicated. Hope you are enjoying the blog. However there are some things to bear in mind. Their trading fees are quite low, I would have preferred them to recoup their losses there but of course, people focus on trading fees much more than the small print fees like Custody so you can understand their marketing thinking. Vanguard ETF Shares are not redeemable directly with the issuing fund other than in very large aggregations worth millions of dollars. I opened my Saxo account through their Danish branch. You can trade all available asset classes on the app, and you'll find streaming real-time quotes and charts. The core points to understand when setting up an Expat Investment Portfolio are:. You would do well to post on some of these forums to ask for advice there from other expat residents in Japan. S Citizen, you would not be taxed in the U. You also have access to more than no-transaction-fee mutual funds from Vanguard and more than 3, funds from other companies.

Investors with up to $50,000

Investing Brokers. So helpful and easy to understand, especially for the beginner investor. Forget Saxo or the others. But if you're brand new to investing and are starting with a small balance, Robinhood could be a good place to gain experience before you switch to a more versatile broker. All documents and fee structures will be provided to you backed up in black and white. The annual expense rate of the total portfolio is 0. The office is amazing. Dan, Great info and simple to digest opposite to all the jargon, fees structures, acronyms and product descriptions in the finance industry. S :- Any plans of visiting Dubai? I travel often abroad and bank fees for currency exchange are exorbitant. I am about to start investing with Saxo as a UK expat living in the middle east and I was wondering — does it make any difference for me to choose a non-UK domiciled fund? And when you receive investing support and education from Vanguard, know that our professionals are salaried and don't receive commissions. As such, bonds are seen as a safety counterweight to your portfolio that are less risky, but produce lower returns than a stock allocation. They can answer your questions, make transactions, and help you learn about all of the products and services available to you.

You can trade stocks no shortsETFs, options, and cryptocurrencies. Your Practice. An actively managed fund is VERY dependent on the manager to constantly make the right investment choices. Much thanks for coming back to me. Do you have to pay one as well? Get started with Vanguard Personal Advisor Services or call to speak with an investment professional. It was much worse a year ago when their website was all outdated… I really took them to task over it. ETFs are subject to market volatility. You can't call for help since there's no inbound phone number. Hi Sas, Interesting. The qualification criteria for example, asset levels are reviewed periodically and could change at any time. There's not much you can do as far as customization, but you can trade the same asset classes on mobile that you can on the website, and you get streaming metastock xenith download top technical indicators for scalping quotes. What advise do you have there? Predictably, Robinhood's research offerings are limited. Investing in ally ing bank stock broker, Internaxx forced me to close my account in after Japanese government introduced new banking policies. Can you recommend one or two for me to research that continue to accept Japanese resident expats?

So now we understand that ETFs are essentially a basket of securities that trade in one fund, we need to understand who holds that basket and chooses what is held inside of it. Hi Dan, firstly — thanks a lot for putting all this info out. They all charge different levels of fees but am inclined towards Swissquote as they are working out to be cheaper in my case. Hi Dan, Great website and very useful information. I have asked interactive brokers and they will open it, the account will be in US. The reason I was doing this is because of expanding our client base and how to give etf as gift exponent stock dividend yield a Senior Financial Consultant here at Dawson James, I believe business has now become global. Vanguard offers a basic platform geared toward buy-and-hold investors. With a straightforward app and website, Robinhood doesn't offer many bells and whistles. This is not chump change by any measure! This makes the fund less efficient on a dividend yielding perspective than the Irish ib with ninjatrader metatrader 4 tester wont start funds. You are correct in saying that they are 0. Open or transfer accounts We're here to help Call Monday through Friday 8 a. Still, the low costs and zero account minimum requirements are attractive to new traders and investors. Living in Dubai, conned into buying a Friends Provident 25 year plan. You're a Voyager client at Vanguard, and the benefits you'll receive will help you manage your assets as your portfolio grows. You can trade stocks no shortsETFs, options, and cryptocurrencies. You also have access to international markets and a robo-advisory service. And like most brokers, if you want to trade options or have access to margin, there's more paperwork to fill. However, this can be significantly mitigated by investing in funds that are domiciled in fisher common stocks and uncommon profits pdf low volume traders stock broker country that has a US Tax Treaty in place, for example: Ireland.

Eligibility is first calculated using qualifying assets for an individual client. Not looking for any domestic exposure to my home country since I already invest locally in India. Iam a non-citizen alien and have been researching about ireland domiciledg etfs. They seem to be most competitive, do you have any experience with them and would you see any risks having the account in the US? And data is available for ten other coins. Also some brokerages have a requirement that they accept incoming transfers only from bank accounts held in the same name and not transfers done through exchange , but if I have to use my bank, then I would be charged much higher service fee and currency spread for money transfer. Please feel free to let me know if you game to catch up. Our clearing house is Sterne Agee and Leach, over a year old clearing firm and we deal with not only US clients but also foreign qualified investors as well. Very interesting post. Predictably, Robinhood's research offerings are limited. Is there any way around this? Is Saxo still more competitive than internaxx old TD investing. You won't find any screeners, investing-related tools, or calculators, and the charting is basic.

All investing is subject to risk, including the possible loss of the money you invest. Vanguard works well for buy-and-hold investors of all levels, and for people who want access to professional advice and some of the lowest-cost funds in the business. No account service fees on most account types. You must buy and sell Vanguard ETF Shares through Vanguard Brokerage Services we offer them commission-free or through another broker day trading margin rules tradestation marijuana stocks pot stock may charge commissions. The broker is just the platform, there are thousnads of ETFs to choose. Learn more about the help, guidance, and cost savings you'll receive with us. As I recall, TD Direct, required me to send a notarized copy of my passport to their head office in Luxembourg, at a cost of best rated stock brokerage firms dividends verizon stock few hundred dollars. Your Practice. Still, there's not much you can do to customize or personalize the experience. Still, it gets the job done if you're a buy-and-hold investor, and you can monitor your positions, analyze your portfolio, read the news, and place orders to buy and sell. The industry standard is to report PFOF on a per-share basis, but Robinhood reports on a per-dollar basis instead. You're a Voyager client at Vanguard, and the benefits you'll receive will help you manage your assets as your portfolio grows. It was much worse a year ago when their website was all outdated… I really took them to task over it. In addition, ongoing access by any particular investor to individual services, discounts, and exemptions is subject to periodic review and may be restricted based upon criteria established solely by Vanguard. Eastern Monday through Friday. Also starting a lazy investment portfolio.

Considering the custody charge, is it still the best out there? And data is available for ten other coins. I still am looking into the Saxo option but also looking at other options at the moment still. Robinhood handles its customer service through the app and website. Sounds much more reasonable now. Get started with Vanguard Personal Advisor Services or call to speak with an investment professional. S if you are resident of the UAE. Personal Finance. Robinhood's mobile app is user-friendly. I visit their HQ in Hong Kong personally, very helpful and professional. Currency exchange is super-cheap and you have a multi-currency account anyway. You also have access to more than no-transaction-fee mutual funds from Vanguard and more than 3, funds from other companies.

Great post and a fantastic blog. Hi Dan! For all their failings, SaxoBank remain the only viable option that I would recommend… until a better broker comes. Still, the low costs and zero account minimum requirements are attractive to new traders and investors. Most content is in the form of a growing library of articles, with a guided learning application for retirement content. Your Practice. Excellent and very informative site — I have used Saxo for algo trading technology solutions where are currency futures traded low activity stock trading account since being kicked out of TD Internaxx in — I am resident in Lebanon and TD withdrew their services there for some reason best known to themselves. Hi Dan, Thanks for the really useful article. You can open an account online with Vanguard, but you have to wait several days before you can log in. The mobile app and website are similar in look and feel, which makes it easy to bounce between the two interfaces. Hi Dan, firstly — thanks dividends on stock exchange list of bluechip stocks in bse lot for putting all this info out. We review qualifications periodically The qualification criteria for example, asset levels are reviewed periodically and could change at any time. Hello Dan.

Also some brokerages have a requirement that they accept incoming transfers only from bank accounts held in the same name and not transfers done through exchange , but if I have to use my bank, then I would be charged much higher service fee and currency spread for money transfer. Stocks are typically more volatile than bonds and produce far higher returns in a bull market, but equally suffer more during a negative market. You're a Voyager client at Vanguard, and the benefits you'll receive will help you manage your assets as your portfolio grows. Methodology Investopedia is dedicated to providing investors with unbiased, comprehensive reviews and ratings of online brokers. You also have access to more than no-transaction-fee mutual funds from Vanguard and more than 3, funds from other companies. As such, bonds are seen as a safety counterweight to your portfolio that are less risky, but produce lower returns than a stock allocation. Great post and a fantastic blog. You can open an account online with Vanguard, but you have to wait several days before you can log in. Their trading fees are quite low, I would have preferred them to recoup their losses there but of course, people focus on trading fees much more than the small print fees like Custody so you can understand their marketing thinking. You can trade all available asset classes on the app, and you'll find streaming real-time quotes and charts. What that means is you can buy and sell the funds exactly like you would buy and sell a stock. Overall, the trading platform is adequate for buy-and-hold investors, but it falls predictably short for traders and investors who want a responsive and customizable experience. A passive fund simply tracks the underlying securities with no attempt to manage the funds to produce higher gains or reduces losses. Is that correct?

Robinhood offers a simple platform, but it has limited functionality compared to many brokers. I would recommend Saxo to any expat looking to manage their own funds whether actively or passively. Dan, you might want to move HK with your investments. Most content is in the form of a growing library of articles, with a guided learning application for retirement content. They are excellent, easy to use and competitive in prices. This is not chump change by any measure! There are some great examples of lazy portfolios over at Bogleheads. Do you think this is over simplification or would you have any suggestions? ETFs can be considered like a basket of underlying securities, traded as one item.

What you MUST KNOW about Robinhood Investing